HMO: Go Back To Your Crappy Job For Insurance
It’s not particularly news that the lack of health insurance is affecting the middle class, but this NYT piece provides a good reminder : a women with a history of cancer, making $60,000 a year, was unable to afford health insurance. Here were her options:
- One plan offered to insure her for $27,000 a year. After taxes, that’s easily more than half of her income.
- Another HMO told her to go back to her old job and get insurance through them.
So there’s your options if you have a history of a serious illness and you’re trying to buy insurance (note: the “make everyone purchase insurance” option is sadly one of the leading plans to get everyone covered in the US): pay half of your salary, or go back to an old job, quit your small business, so you can afford your own medical care.
What a joke.